So if you like Wells Fargo Visa Signature® Card, you can learn some ways to make full use of Wells Fargo Visa Signature® Card. During that time you’ll earn a flat rate of 1.5% cash back on all other purchases, and that’s what you’ll get for every purchase after the first 12 months. Wells Fargo Visa Signature Card Review 4 min read Cash Back Wells Fargo Propel American Express® Card Review 4 min read Wells Fargo Best Wells Fargo Credit Cards for … Wells Fargo Visa Signature. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. The Cash Wise card gives $150 to new applicants who spend $500 within 3 months of opening an account. Wells Fargo Visa Signature Card Review: Earn Up to 5x Points. This is a great option for people looking for a low-maintenance cashback card. 3% Balance transfer fee. But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you … Original review: Jan. 19, 2021. Normally, points earned from that card are worth 1 cent each toward airfare redemptions, but when you also hold the Wells Fargo Visa Signature card, they are worth 1.5 cents each. The Wells Fargo Visa Signature Card offers you points worth as much as 1.5 cents each toward flights. The information, including card rates and fees, presented in the review is accurate as of the date of the review. You start off with a generous initial rewards offer and 15 months of interest-free financing. You can receive as much as 1.75 cents per point. 1. The card details on this page have not been reviewed or provided by the card issuer. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. You’ll also want to pair it with the Wells Fargo Propel American Express card to get that card’s 3x reward categories. You can check rewards, balances, cash backs and other opportunities of the card below. Review your Guide to Benefits when you receive your Wells Fargo Visa Signature card for the full list and coverage details. Points don’t really add up to much and it’s Wells Fargo... not the best bank but better than some of the others. J. D. Power 2019 customer satisfaction rating, Google Play Store mobile app rating: 4.4/5, 3% balance transfer fee (or $5, whichever is greater) for the first 120 days, 5% balance transfer fee (or $5, whichever is greater) after the first 120 days, 5% cash advance fee (or $10, whichever is greater), Use points on travel, gift cards, cash, merchandise and more, 50% extra point value for airfare redemption, No limit to the amount of points you can earn, Points don’t expire until 5 years from the date they’re earned, Can transfer points to other Wells Fargo customers, Flights must be redeemed through Go Far Rewards, Around 2,500 minimum points required for airline tickets. to maintain accurate information. Note, the number of points that can be earned under this promotion is capped at 50,000. They knew both banking and secure express services were going to be huge opportunities for growth in this fledgling state. It is not our partner’s responsibility to ensure all posts or questions are answered. This is also a card that works well for those who already bank with Wells Fargo and want to manage their credit cards along with their other accounts. Application Link; Benefits; Disadvantages; Recommended Application Time; Summary; Related Credit Cards; Historical Offers Chart; Application Link; Application Link. Would-be cardholders might scoff at a mere one point per dollar on general purchases, but the Wells Fargo Visa Signature credit card tries to make up for it by giving you the ability to earn an additional four points per dollar spent at gas stations, grocery stores and drugstores for the first six months (for a total of five points per dollar). 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. The information for the Wells Fargo Visa Signature card and Wells Fargo Propel American Express® card has been collected independently by The Points Guy. You spend a lot on gas, grocery and drugstore purchases. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. As with most rewards credit cards, point values vary by category, so do your homework to make sure you’re getting the most value (if you’re redeeming points for anything other than airfare, that is). Points can be redeemed for hotels, car rentals and cruises as well as cash back. The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. Follow User Flag. Wells Fargo Visa Signature credit card review. The card includes an EMV chip, which protects against fraud and promotes easier use overseas. The Wells Fargo Visa Signature has a higher redemption value, but the sign-up bonus for the Chase Sapphire Preferred is worth more. This card is not currently available on CardRatings . Elevations Credit Union Visa Signature Travel Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. You may not be approved. Sign up today for the Wells Fargo® Visa Signature® Card and you can start earning up to 5x Points on your purchases. Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Reasonable efforts are made But to get really good long-term value from this card, you’ll need to use it for airfare redemptions to get 1.5 or even 1.75 cents per point. This Wells Fargo Propel Card review will go over many reasons that Amex Propel is one of the best and highest earning reward cards without an annual fee. 5x Bonus Points: You’ll earn 5x points on your first $12,500 in spending at grocery stores, gas stations, and drugstores during the six months after opening your account. Your credit cards journey is officially underway. This offer is no longer available on our site. Unlike the many rewards cards that have unfortunate airline and/or hotel restrictions, the Wells Fargo Visa Signature card impressively lets cardholders redeem points with any airline of their choosing and with no blackout dates. This card comes with strong benefits, including 15 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee. Wells Fargo Propel 365. Please review … It offers 1.8% in cash rewards for the first 12 months on eligible mobile wallet purchases. Dec 31, 2018 - Wells Fargo Visa Signature is a good balance transfer card.. Share your thoughts about this credit card product. If you like simplicity, the Wells Fargo Cash Wise Visa® Card pays a simple and unlimited 1.5% cash back on all purchases. This offer is no longer available on our site. Earn 5X rewards points on gas, grocery, and drugstore net purchases for 6 months Please view our advertising policy page for more information. This is a great option for people looking for a … Just note that you have to redeem your points using their Wells Fargo Go Far Rewards portal; you can’t book your reservations directly and then request a statement credit. Last updated: 1/28/2021. 3.0 out of 5 3 reviews. For example, if you purchase a travel reservation from a foreign airline or hotel, you might be charged in U.S. dollars, but since the transaction is processed outside of the U.S., you could still be charged this fee. Instead, you’ll see recommended credit ranges from the issuers listed next to cards on our site to help you determine which cards you’re likely to be approved for. This card charges a “foreign currency conversion fee.” Many credit cards still charge a foreign transaction fee for all charges processed outside of the United States, whether in U.S. dollars or another currency. View our latest valuations here. Apply for the card online to take advantage of its online-only sign-up promotion. Wells Fargo Visa Signature Card Highlights If you are thinking about applying for the Wells Fargo Visa Signature Card , here is some additional info that will help you make up your mind. Wells Fargo Propel 365 and Wells Fargo Visa Signature Comparision Review The Wells Fargo Visa Signature has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel 365. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. Though Wells Fargo only offers a handful of credit cards, they’re diverse enough to cover a range of needs. However, this isn’t the best card to use abroad as it comes The card includes an EMV chip, which protects against fraud and promotes easier use overseas. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Wells Fargo Visa Signature® Card Reviews. Please view our advertising policy page for more information. Check the data at the top of this page and the bank’s website for the most current information. © 2021 THE POINTS GUY, LLC. You want to earn travel rewards without being tied to a particular airline or hotel chain. The Wells Fargo Visa Signature card offers solid bonus-category rewards. Using their experience in both industries, they quickly became one of the most successful and trusted banks in California. ★★★★★. After that, the card’s bonus point categories go away, leaving you with just 1 percent rewards on general purchases. Cards that have this fee even could impose it on a charge you make from home to a foreign company. The Wells Fargo Visa Signature earns 5x points on up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months, and 1 point on all other purchases. For an explanation of our Advertising Policy, visit this page. The Wells Fargo Cash Wise is a general-use cash back credit card with a focus on utilizing mobile pay apps. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. You can find the full details of each benefit in this guide to benefits.Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. But the Wells Fargo Visa Signature card is different in that it has a foreign currency conversion fee of 3%. It also includes travel benefits, such as rental car insurance, travel insurance and benefits through the Visa Signature Luxury Hotel Collection. You will able to gain 5x rewards points. Wells Fargo’s cash-back card is part of the Visa Signature program and includes a long list of perks. It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that can be very valuable, especially for travellers. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. When you click on Learn more about our advertising policy. 2. When shopping, you also receive purchase protection, price protection and extended warranty coverage. By itself, airfare rewards worth 1.5% of spending aren’t very exciting, even with a strong package of cardholder benefits. The Wells Fargo Visa Signature Card offers you points worth as much as 1.5 cents each toward flights. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Wells Fargo Visa Signature Review | … You can also redeem them for merchandise and gift cards, and for online auctions. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. That’s because points redeemed for airfare are worth 1.5 cents each, 50% more than all other redemptions. Review your FICO ® Credit Score For eligible Wells Fargo customers Helping you save Automatic transfers with a Way2Save ® savings account Questions about an old 401(k)? Your Rating. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. Finally, it offers you a mobile phone protection plan that covers you when you charge your phone service bill to your card. See your unique approval odds listed next to cards on our site. The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. Types of Wells Fargo cards . By providing my email address, I agree to CreditCards.com’s Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. The Wells Fargo Visa Signature card offers a high-value welcome bonus based on tiered rewards points in a few different categories, and has no annual fee. Its long-term rewards value isn’t great, but you’ll get a few extra ongoing ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Review: Wells Fargo Cash Wise Visa® card The Wells Fargo Cash Wise Visa® card is one of the best cash rewards cards for people with good credit or better, especially those who want an initial bonus and 0% introductory APRs. Introductory Balance Transfer APR0% for 15 months. Transfer Fee$5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening (after that, up to 5% for each balance transfer, with a minimum of $5), Introductory Purchase APR0% for 15 months, Other Notable Features: Free concierge service, travel and emergency assistance services, auto rental collision damage waiver, discounted roadside dispatch, lost luggage reimbursement, trip cancellation and interruption protection, lost or damaged cell phone reimbursement, purchase security, extended warranty, refund price differences, premium benefits (including upgrades with luxury hotel partners), $0 liability, EMV chip technology, online password protection, free credit score access with Wells Fargo Mobile. As more airlines move to dynamic — and usually higher — pricing of their mileage awards, they’re giving us less incentive to use their cobranded cards to earn miles. All Rights Reserved. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. Wells Fargo Visa Signature® Card 2021 Review, Application & Rates " The Wells Fargo Visa Signature® Card starts out strong, but that high rewards rate is only good for six months before dropping to a lower-than-average cash back rate, and your points expire after five years. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Review You can find some detailed information on Wells Fargo Visa Signature credit card below. However, all credit card information is presented without warranty. 4. It earns bonus points on some spending categories when you first sign up, but otherwise you can do better with other cards. Your personal information and data are protected with 256-bit encryption. The Wells Fargo Visa Signature card offers a high-value welcome bonus based on tiered rewards points in a few different categories, and has no annual fee. We’ll do a soft credit pull to find them, which will never impact your credit score. It also comes with trip cancellation protection, lost luggage reimbursement and collision damage coverage on auto rentals. 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars. You can also earn bonus points when you shop through Wells Fargo’s Earn More Mall. For example, 80,000 points are worth $1,000 toward travel. U.S. Bank Altitude Go Visa Signature Card benefits and perks Generous welcome offer: Earn 20,000 points after spending $1,000 on purchases in the first 3 months after account opening. The Wells Fargo Visa Signature card offers a generous sign-up bonus. However, don’t be deceived by that 1 percent rewards rate. Wells Fargo Visa Signature Rewards and Bonuses. You’ll also enjoy exclusive offers and discounts on merchandise, culinary events, movies, concerts, hotels and more. The Visa Signature program comes with benefits such as a fourth night free at certain hotels and numerous other travel discounts, but nearly all Visa Signature cards have an annual fee, except this one and a few others. CreditCards.com is an independent, advertising-supported comparison service. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. That's $1,000 when you redeem through Chase Ultimate Rewards®. Share your insights and review the Wells Fargo Visa Signature® Card. Share your insights and review the Wells Fargo Visa Signature® Card. Banana Republic Visa Card and Wells Fargo Visa Signature Comparision Review The Wells Fargo Visa Signature has a higher redemption value and more valuable sign-up … But this card has no annual fee and cellphone protection (with a $25 deductible) with a maximum benefit limit of $600 per claim and $1,200 per 12-month period. It’s nice to combine this card with the Wells Fargo Propel American Express® card, but it’s a long-term project if you don’t already have one or the other. Wells Fargo Visa Signature Card charges a fee of 3% on balance transfers. $314. However, we do receive compensation when you click on links to products from our partners. We may receive compensation when you click on links to those products. signNow offers the best e-signature solutions to sign, store, access and share documents securely. This card lets you earn up to 50% more value It also CreditCards.com does not include the entire universe of available financial or credit offers. Expert review The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. Visa Signature cards like this one come with an impressive array of benefits — everything from purchase security and extended warranty to 24/7 concierge service and discounted roadside dispatch. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. But you’ll want to skip these options and go straight to airfare redemptions. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. While you can find cards with better earning rates – for example, the Capital One Venture Rewards Credit Card offers two miles per dollar on every purchase – 1.5 percent is a good earning rate for a card with no annual fee. Either $5 or 5% of the amount of each transfer, whichever is greater. [Expired] Earn 5x rewards points on gas, … It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that can be Wells Fargo Visa Signature ® Card Terms and Conditions You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. Plus, earn 1 point per dollar spent on all other purchases. Although the Wells Fargo Visa Signature Credit Card Review offers valuable benefits, it does not have a traditional welcome bonus or lucrative rewards on … Instead, award travel enthusiasts are looking for ways to earn rewards from their credit cards that they can redeem for any flight on any airline. Use the card for all gas, grocery and drugstore purchases during the first six months. If you spend $12,500 (the max for the 5x rewards rate) on gas, grocery and drugstore purchases within the first six months, that’s worth $625 in … This is also the case in foreign countries that use U.S. dollars, such as Ecuador, El Salvador and the British Virgin Islands. The maximum value of the 3.5 additional points is $656. Apply Now on Wells Fargo's secure site. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. The Wells Fargo Visa Signature card is a simple travel rewards card with serious potential. The offers that appear on this site are from companies from which CreditCards.com receives compensation. A RED VENTURES COMPANY. Unfortunately, while most credit cards these days don’t impose expiration dates on their rewards points, the points on the Wells Fargo Visa Signature card do expire. Unlike the many rewards cards that have unfortunate airline and/or hotel restrictions, the Wells Fargo Visa Signature card impressively lets cardholders redeem points with any airline of their choosing and with no blackout dates. Wells Fargo Visa Signature® Card: The Wells Fargo Visa Signature Card is a great introductory card that offers elevated rewards points for gas, grocery, and drugstore purchases for a period after account opening in addition to a 0 You can find the full details of each benefit in this guide to benefits. The Wells Fargo Visa Signature credit card offers up to 5x bonus points without charging an annual fee. Although Henry Wells and William Fargo were both East Coast natives, they realized very early the significance of California’s massive gold boom. You prefer a variety of redemption options. By providing my email address, I agree to CreditCards.com’s With this card  you earn points that can be redeemed for flights on any airline. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Earn 1 point for every $1 spent on all other purchases. It earns bonus points on some spending categories when you first sign up, … Earns: Wells Fargo Go Far Rewards. The Wells Fargo Platinum card is a no-frills, no annual fee credit card. Besides there are good rewards rates of the card when you sign-up for it. There is no annual fee and there is not any APR for 15 months. The Wells Fargo Visa Signature card offers more value than meets the eye thanks to its 50 percent bonus on airfare redemptions. Application Link Wells Fargo Visa Signature Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. The Wells Fargo Cash Wise Visa® card gives you an introductory APR of 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then … The Cash Wise Card has no annual fee and offers an easy sign-up bonus. (However, you can only book travel through Wells Fargo’s Go Far Rewards program.). However, some customers don’t like the fact that they didn’t receive a Visa Signature card. This offer is no longer available on our site. This offer is no longer available on our site. See, Wells Fargo Propel American Express® card, 7 things I loved about the reopened Mauna Lani in Hawaii, United launches free inflight messaging trial on select planes, Register for next Return of Travel webinar with the CEO of Discover Puerto Rico. This is one of the rare no-annual-fee Visa Signature cards. When a banking panic gripped California in 1855, Wells Fargo was one of many banks that had to turn away dep… Featured photo by Wyatt Smith/The Points Guy. Leave the card at home when traveling overseas to avoid foreign transaction fees. Try for free to … The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card.