I'm looking for suggestions for something better. GCR for the Aeroplan Reserve is now $200. You can convert 1,000 MR into 1,000 Aeroplan miles or 1,000 Avios miles. Best travel credit cards for April 2021. Apply Now. I am still churning with the US cards, hoping to start on Canadian cards as I am getting close to the 5/24 limits in the US. Current credit cards: BoA Cash Rewards $2000, Nov 2019. For example, if your cash back cards offers 1% cash back on all purchases, you receive $1 for every $100 spent using the card. General advice for people looking for a first credit card in the USA: Since you probably have limited history, find a family member (such as a parent) who has good credit, and ask them to add you as an "authorized user" to one of their cards. No annual fee and you get some pretty good cash back rewards on things like Uber and hotels. Please use credit responsibly. I think it is a good deal for QC residents. Discover it® Cash Back. I might also replace the BMO with something, but haven't decided. I had zero credit history and went with Capital One. Best rewards credit cards of 2021. I currently have an Amex Business Gold card for my company (corp). You can use to book flights on Amex fix points travel program, You can use 1,000 MR as $10 travel credit (or statement credit if you have a Business Platinum card), Via a referral : 5,000MR incremental for one approved Additional Card during the application (free of charge - needs to be via a referral and during application), Earn 2MR per dollar spent on grocery, gas, pharmacy and travel, Gives 5,000 MR bonus when referring to another gold (still best to use membership link) or Cobalt. TD cashback infinity went to 6%, HSBC WE gone). Good cards and cards worth considering in specific situations: • Amex Business Gold : $250, 40,000MR (via ref), $5,000, • AMEX Aeroplan : $120; 15,000 miles + Buddy Pass; $3,000, • BMO WE & WE AirMiles business cards : FYF ; 3,000 AM ; $5,000, perks, • BMO WE Cashback MC: FYF ; 10% cashback up to $200 ; $2,000, • BMO ECLIPSE VISA INFINITE : FYF ; 25,000pts ; $3,000, credit, • CIBC AVENTURA Visa Infinite : FYF ; 20,000pts+ ; 1st purchase, • CIBC Dividend Visa Infinite : FYF ; 10% cashback up to $200 ; $2,000 **NEW OFFER**, • MBNA Plat Alaska Airlines MC (QC excluded) : $75 ($25 net), 20,000 AS miles; $1,000, • MBNA Rewards WE MC (QC excluded): $120 ($50 via GCR), 30Kpts ; $2,000, • NBC WE MC : FYF ; $300; credits; $4,000, • RBC British Airways Visa Infinite : $165 ; 40,000pts ; $5,000, • TD First Class Travel Visa Platinum : FYF ; 40,000pts ; $1,000, Quick notes on AMEX Membership Rewards (MR). One of the things that stands out for me is their customer service. Maximise Reward Points. Deposit into a Bank of America savings or checking account and you get 10% cash back as well. ... Best credit cards for bad credit in April 2021 Blue Cash Everyday® Card. March 31, 2021 11:20 a.m. PT. Since the question of « which cards are the best » comes often and since promos changes constantly, here is a list of the top cards I think are worth considering. MR are highly flexible and valuable points. Capital One - Quicksilver best for foreign transactions. 1,000 MR-S per month after spending $3,000 (on-going) note that MR-S can't be converted to airline programs. The best credit cards for fair or average credit in 2021 If you have a credit score in the "fair" range (580-669, according to FICO), you have a good chance of being approved for this card. But Bank of America - you should definitely get a checking or savings account with them because you get even more perks. This card’s no annual fee makes it a great starter card. Also, if you opt for an additional checking account you get another $100 bonus on top. Bank of America offers 3% on online purchases. 268 members in the CNNauto community. This is of course subjective and no card is one-size-fits-all as all situation is different. I’ve been looking at cards that have a cash back of 2%. With the likes of 3.5% on travel, the cash back value is insane. I keep this list updated so you can bookmark it. Isn’t Chase’s customer support located in the Philippines? ; Blue Cash Everyday® Card from American Express: Best feature: Cash back on everyday purchases. Additional $200 WestJet (for a $450 total) after spending $5,000, Annual companion voucher for $119+fee in North America ($399 for the rest of the world)** CURRENT PROMO : voucher is free to use in NA and Caribbean), Direct link: Sign-up link or 60K via Drop, Scotia Amex gold (good because of no FX fees and and 5x categories), 30,000pts sign-up bonus (worth $300) after spending $1,000, 10,000pts incremental after spending $7,500, 5x at grocery, restaurants, food delivery and entertainment, Scotia Momentum Visa Infinite ($300 net bonus - no brainer), Scotia Passport Visa Infinite (good because of no FX fees and and 5x categories), 2x at grocery, restaurants, entertainment and transit, Priority Pass + 6 annual free entries - also good for PP restaurants, 100,000pts = $500 at Expedia For TD or $400 book on your own, TD First Class Travel Visa Infinite (lower income requirement), 60,000 points after spending $1,000 (no MSR in Quebec), TD First Class Travel Visa Platinum (60Kpts worth $300), 60,000 points after spending $1,500 (no MSR in Quebec). Terms Apply. I had removed it from summary, forgot the details. Find the credit card … CNN News Automated Feed No Censorship, Just News. Sounds like it suits what you need right now, especially with the preferred rewards bonus. Best credit cards for fair credit Capital One Platinum Credit Card Why this is the best credit card for fair/average credit with building credit. I spend ~$12K a month on this card, and have effectively been preloading it with $5K at a time as clients pay up. That all said, it’s important to point out that you won’t get approved for a 2nd cash rewards if your 1st is younger than 24 months old. I'm planning to cancel the RBC, and replace it with the AMEX Cobalt card. The gas rewards are the best although I also enjoy the 2% cash back for groceries. Learn More. With a cash back credit card, you can get rebated back a percentage of every dollar you spend on your credit card. I got a Bank of America card recently and highly recommend it, especially if you’re looking for a high signup bonus. The best student credit card in Canada. Once I’ve spent enough too uplifts for it, I might switch to the Barclays Uber card because so many purchases (such as online, groceries, restaurants and even gas) are covered by the 2% rewards. Pretty much everything but spam is allowed here but you'd probably get more answers in the daily thread. Canada’s best low interest credit cards 2021 By Julie Cazzin and Keph Senett on December 31, 2020 If you carry a balance, consider these low-interest cards. Just curious in general why people wouldn't automatically go for cash back credit cards. Here is Forbes Advisor's List of the best ones for you. The Chase offers a handsome signup bonus and its UR points are more valuable *if* you decide to transfer to the other Chase cards (mine is a Chase freedom card). Chase Freedom Flex℠: Best feature: Wide range of cash back rewards. I dont mind an annual fee if the rewards trump the fees. I’m currently earning 3.6% back on dining and travel purchases. Chase Freedom $1800, Jul 2020. Green Dot primor® Visa® Gold Secured Credit Card: Best for Low APR; UNITY® Visa Secured Credit Card: Best for Balance Transfers; U.S. Bank Secured Visa® Card: Best for … Total trash. Forgot to say +$70 GCR so $271. You can convert 1,000MR into 750 Delta miles and a few other airline loyalty programs. That kinda makes me nervous when you consider what’s going on in that country atm. Citi® Double Cash Card: Cash Back; U.S. Bank Visa® Platinum Card: Rates; Petal® 2 Visa® Credit Card: Beginners; Chase Sapphire Preferred® Card: Bonus Rewards; Capital One Venture Rewards Credit Card: Travel Rewards; Chase Freedom Unlimited®: Good Credit; Blue Cash Preferred® Card from American Express: Groceries ; Discover it® Cash Back: Best feature: Cash back on everyday purchases. Best Credit Cards; Best Cash Back Cards; ... Reddit investors should look for companies with strong revenue growth and expanding market opportunities. Best rewards card for everyday spending: American Express Cobalt; Best flat-rate cash back card: SimplyCash Preferred from American Express; Best cash back card for groceries and gas: CIBC Dividend® Visa Infinite* Best no fee cash back card: Tangerine Money-Back Card; Best store/retail credit card: PC Financial World Elite Mastercard No min spending required. Summary (+/-) The 6 best student credit cards in Canada for 2021. Best Student Credit Cards Of April 2021. Number of credit cards approved for in the past 24 months: 2. The Chas card also offers 5% rotating categories. Be sure to check out our best travel credit cards and our best credit cards for all of the current offers. Ideally would prefer something with a good cash back/rewards scheme on all purchases. cash back rewards ideal, dont travel much due to COVID. But not all cash back credit cards are created equal. Not sure if I’m really bothered about whether or not it comes with an annual fee. This is based on current offers for churners (highly focused on sign-up bonuses and travel perks). not amex, i've run into a bunch of places/suppliers that dont support it. 741 credit score according to Transunion and Equifax. And the zero foreign transaction fees work really well for me. Every update was a bad one. Plus, their reward programs are really great. Successfully got a year 2 annual fee waiver on HSBC World Elite. But I also have the Chase Freedom card for the 5% rotating categories. Bank of America for the bonus. I got approved for the BoA card recently! Credit Cards Tips. I’ve been using Capital One Venture and been really happy with it. Best Secured Credit Cards of 2021 Secured Mastercard® from Capital One Why this is the best secured credit card for no annual fee. We reviewed 21 popular business credit cards and chose the best cards that fit into five main categories: cash back, travel, luxury, special financing and fair credit. Worth a try to call in for anyone at year 2, I dunno if this is allowed here. You want a card that's been open for several years and has never missed a payment. Or, if you're looking to save the most money with 1.99% interest for 9 months ‒ we've got that covered too. Or are the savings/point system so lucrative that if you travel a couple of times a year, it really pays dividends? In case it hasn’t been said in a while, you’re the best, u/le_bib! (E.g. This list goes over the best cash back credit cards in Canada. Chase Freedom a good second card option. The Bank of America card has one of the highest achievable signup bonuses, so you might wanna go with that one. The best Canadian credit cards for 2021. Offers come and go, but there are always offers to apply to.