This is not a solicitation if you are already represented by a real estate broker. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. We may not open checking for you if you do not meet Alliant criteria. Discover how an award-winning banking experience could be your next little win. You must be 18 or older to apply. Loan approval, APR and downpayment required and other terms and conditions based on LTV (Loan to Value), payment method, creditworthiness, collateral (including age of vehicle), the term of the loan and residency status. Savings dividends may change after account is opened and is subject to change at any time. Maximum cash back rewards earnings will be $250 ($10,000 in qualifying purchases) per billing cycle. Refinancing of Alliant home equity products available; $250 fee on loans that do not increase the credit limit by $10,000 or more. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. After the twelfth billing cycle, your APR will adjust to your standard variable rate, which will apply to all new purchases and new balance transfers and all unpaid purchase and balance transfer balances remaining from the introductory period. A fee of 2% of the balance transfer applies, $5 minimum. Other exceptions to early withdrawal penalties may be allowed. If you wish to move your Certificate funds to Alliant Retirement and Investment Services, you must wait until 7 days after your Certificate has been opened. You may not add any additional money to your Certificate after opening. We may provide links to third party sites, independent from Alliant Credit Union. Your loan will originally be set up without the rate discount. All deposits are subject to the Alliant Credit Union's Funds Availability Policy. 16. Credit Union Traditional IRA Custodial Agreement, 17. Credit Union Roth IRA Custodial Agreement. APY= Annual Percentage Yield. Savings dividends may change after account is opened and is subject to change at any time. Rates are 0.4% higher without automatic payment option. IRA Certificates with a term between 18 and 23 months provide a Dividend Rate of 0.50% – Compounded Annual Percentage Yield of 0.50% APY on balances between $1,000 and $24,999.99. Alliant Credit Union loans subject to credit approval. Advertised rates include automatic payment option. Flood insurance may be required. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount, and apply the discount to your loan. Des Plaines, IL, 60017-2387. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. 11545 West Touhy Avenue, Chicago, IL 60666. Save time & money - deposit your checks via our mobile app. See disclosures for additional details. That will eat into your rewards, so analyze your spending before you jump on this card. Box 2387 Financing available in all 50 states. 41. The APY is accurate as of the 03/24/2021 dividend declaration date. For account specific questions or application status please login to Alliant Online Banking to send us a message or call us at 800-328-1935. Credit Card: 866-444-8529 A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KY, LA, MA, MD, ME, MI, MN, MO, MT, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY. Flood insurance may be required. Only Alliant Visa Debit cards are eligible for the ATM fee rebate. Payment example: A 60-month loan with a 1.99% fixed APR would have monthly payments of $17.53 per thousand dollars borrowed. Other eligibility factors are risk-based and determined by Alliant using internal and confidential information, including your account history. The 04/01/2021 High Rate Checking dividend provides an Annual Percentage Yield (APY) of 0.25% APY. Equal Housing Lender. Property insurance is required. A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule. 3. To earn the 5,000 bonus Alliant Rewards points, new cardholder must spend $500 or more in qualifying purchases on his/her Alliant Credit Union Platinum Rewards Visa credit card during the first 90 days the account is opened. Applicant must meet eligibility requirements for Alliant membership. Refinancing of loans from other lenders is available. 2. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union. Box 1098 Des Plaines, IL, 60017-1098 P.O. Applicant must meet eligibility requirements for Alliant membership. ©2020 The Kiplinger Washington Editors. Regular Share Certificates with a term between 36 and 47 months provide a Dividend Rate of 0.60% – Compounded Annual Percentage Yield of 0.60% APY on balances of $1,000 or greater. This rate discount can not be combined with any other rate discount. 34. P.O. 6. Please see the online ATM Locator at www.alliantcreditunion.com or our mobile banking app for a list of ATMs that accept deposits or are surcharge-free. 47. Applicant must meet eligibility requirements for Alliant membership. TruStageTM Auto and Home Insurance Program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. The joint owner designated at the time of Certificate opening will remain as joint owner if you renew your Certificate with Alliant. If you wish to move your Certificate funds to Alliant Retirement and Investment Services, you must wait until 7 days after your Certificate has been opened. Federal Insurance Alliant accounts are insured by the NCUA up to $250,000 – providing the same benefits as FDIC insurance for a bank account. 12-17 months Reward offer limited in some states. No closing costs (excluding applicant ordered appraisals) based on Interest-only Home Equity Line of Credit (HELOC) loans up to $250,000 and meeting Alliant criteria. Box for Deposits and Loan Payments Alliant Credit Union P.O. Neither the primary account owner or joint owner may be a beneficiary on the Certificate account. Box 66945, Chicago, IL 60666-0945. Regular Share Certificates with a term of 60 months provide a Dividend Rate of 0.65% – Compounded Annual Percentage Yield of 0.65% APY on balances between $1,000 and $24,999.99 Jumbo Share Certificates with a term of 60 months provide a Dividend Rate of 0.65% – Compounded Annual Percentage Yield of 0.65% APY on balances $25,000 or greater. 45. Alliant Flex Term Certificates are available as Regular Share Certificates, Traditional IRA Certificates, Roth IRA Certificates,  and SEP IRA Certificates. To qualify to use Courtesy Pay, eligible members must have qualifying deposits totalling at least $600 into their Alliant Checking Account in the previous 30 days. You must be or become a member of Alliant to apply. Box 2387 Des Plaines, IL, 60017-2387 40. The minimum loan amount is $10,000. Rates are 0.4% higher without automatic payment option. Points will be awarded and posted to the account, if applicable, at the close of the next billing cycle after the $500 spend threshold is met. How do I add a joint owner to my account? Standard purchase and balance transfer APR: from 10.24%–22.24% for Visa Platinum Card and 13.24%–23.24% for Visa Platinum Rewards Card depending on your creditworthiness. 7/6 ARM Payment for a $300,000 loan with a 2.750% rate and 2.846% APR, the first 84 payments are $1224.72 with 275 payments at $1945.70 if the rate adjusts to the annual maximum of 7.75%, with one remaining payment … Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81. Please refer to the Alliant Fee Schedule for a list of these types of fees. Once you're enrolled in Apple Pay, you can make purchases and check out with the simple touch of a finger. 38. Not all ATMs accept deposits. Dividend applies to Savings, Supplemental Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts, IRA. Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit. Box 2387 Des Plaines, IL, 60017-2387 The 5/6, 7/6 and 10/6 ARMs offer a fixed rate for the initial period of the loan and adjust to a 6 month ARM after that period. Savings dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more in their savings. P.O. Payment example is an estimate. For more information, visit the Visa website. APY= Annual Percentage Yield. Any monthly withdrawals or transfers reduce earnings. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. For all types of savings accounts that are eligible for preauthorized, automatic, telephonic, electronic, or audio response transfers, you may make up to six such transfers to an account at another financial institution or to a third party during any calendar month. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KY, LA, MA, MD, ME, MI, MN, MO, MT, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY. APR may vary after the account is opened. Overdraft Protection does not cover ATM transactions. Applicant must meet eligibility requirements for Alliant membership. Alliant will rebate ATM fees up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. Allowable terms vary by loan amount. 24-35 months To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements. Deposit insurance through NCUA is a $250,000 on all IRA products. LIFE-1112-B416, 30. (Not applicable to IRA Certificates). Annual max for 2014 is $52,000 or $53,000 for 2015. Alliant Credit Union is not responsible for the Alliant Home Rewards Program service. Alliant Credit Union is registered exempt from the requirement to register with the Superintendent of the New York State Department of Financial Services. Loans with a down payment less than 20% require mortgage insurance which could increase the monthly payment and Annual Percentage Rate. Alliant will review your credit and employment history and any other information permitted by law to process your application. 97. The cash advance fee is 2% of the amount of the advance, but not less than $10. 81. Jumbo IRA Certificates with a term between 36 and 47 months provide a Dividend Rate of 0.60% – Compounded Annual Percentage Yield of 0.60% APY on balances $25,000 or greater. Savings dividends may change after account is opened and is subject to change at any time. Visa Credit Cards Do you have introductory credit … APY= Annual Percentage Yield. Securities and advisory services offered through LPL Financial, a registered investment advisor. To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements. APR=Annual Percentage Rate. Savings dividends may change after account is opened and is subject to change at any time. 24. Make payments, deposit checks, manage cards and so much more. Des Plaines, IL, 60017-1098, Alliant Credit Union Rates, terms, and conditions are subject to change. To be eligible for Courtesy Pay, members must be in good standing and have an Alliant Checking Account that has been open for at least six months. Account is subject to approval.